New Fu SmartSpend! Get up to $200 cash or a BPAY bill paid today! Join the Beta now

Budgeting
Smartspend

Fu helps you Manage your cash-flow, Buy Now Pay Later everything and Discover personalised savings and rewards, all in one place.

Download the app

Live Large. Take Charge.

Paycycle cash-flow management, NOT budgeting.

Hook up your bank accounts.

Understand your income, spending behaviour and cashflow outlook across future paycycles.

Spend knowing you’re in charge by understanding the impacts of spending decisions.

Set savings goals.

BNPL for everything with Fu SmartSpend, NOT a credit card and Not just retail items.

Cashflow flexibility across paycycles.

Defer payments for bills, groceries, rent, cash, you name it.

We’ll spot you the money to pay for your lifestyle when you need it.

Simply pay us back over 8 weeks with personalised repayments based on when and how much you can afford to pay. It’s that easy.

Discover personalised savings and rewards, NOT a loyalty program.

Through our cash-flow management insights, we can find you savings and rewards on items and services tailored to your spending behaviour.

Find ways to switch & save with our Discover platform.

Spend with benefits.

Coming soon!

Invest with Fu.

Smartspend is here!

Sign up to our closed beta and get a spot for bills or cash to help you get through to next week's pay or get ahead.

Pay us back over 8 weeks with personalised repayments based on when and how much you can afford to repay.

Terms and conditions apply.

Sign up Now!

New

Fu Bills

We can spot whatever you can BPAY: your phone bill, electricity bill, or even your car rego #wegotchu.

Fu Cash

Instantly get $50 to $200 cash deposited into your account to pay for clothes, groceries or essentials.

Coming Soon!

Fu Rent

Went overboard on ASOS and ended up a bit short with rent this week? Fu Rent can help.

The Fu Difference

Responsible Spending

We aren’t here to Fu you over. We help you understand what you can afford, so you can spend knowing you’re in charge.

Small amounts over 8 weeks

We don't do the big stuff (🚗 🏠💍). We provide just enough help to spread out  the costs of your everyday life.

Personalised repayments

Set your own personalised repayment schedule based on your affordability.

Flexibility

Defer all or just part of your bill, or get a bit of cash to tie  you over.

Keep up to date

Get the lowdown on your cashflow in  real-time.